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FinanceRussell Petty

Four-Metric Customer Economics Scorecard

Track acquisition, fulfillment, lifetime value, and churn to find the lever

Difficulty
Moderate
Time to result
~weeks to results
Steps
6
Confidence
97%

Build a compact scorecard around four numbers: customer acquisition cost, customer fulfillment cost, customer lifetime value, and churn. Then inspect the funnel to learn why those economics look the way they do. Acquisition cost is not controlled only by what the business spends on leads; it also falls when more of the existing leads progress and close. Fulfillment cost can be reduced through operational improvements, while greater customer value or retention can improve the other side of the equation. The scorecard's purpose is diagnosis, not reporting. Identify which lever—cost, conversion, value, or retention—offers the clearest improvement, change the underlying process, and calculate the metrics again. This focuses optimization on economic outcomes instead of indiscriminately cutting resources or buying more leads.

Origin

Russell Petty described the four business numbers he prioritizes and how Grow Mortgage used funnel data to select a conversion lever.

Core principles

  • 01Track metrics that change economic decisions
  • 02Acquisition cost depends on conversion as well as lead spend
  • 03Fulfillment cost determines how efficiently value is delivered
  • 04Lifetime value and churn reveal the durability of revenue
  • 05Improve the weakest economic lever before buying more volume

How to run it

  1. 1

    Measure acquisition

    Calculate what the business spends to acquire each customer, including the effect of funnel conversion.

    Pro tip Separate lead volume from the percentage that becomes customers.

  2. 2

    Measure fulfillment

    Calculate the resources and direct operating costs required to serve one customer.

    Watch out Do not label a necessary delivery resource as acquisition cost.

  3. 3

    Measure value and churn

    Determine customer lifetime value and the rate at which customers leave or cease generating value.

  4. 4

    Inspect the funnel

    Compare lead, booking, attendance, and closing rates to locate where potential customers are lost.

    Pro tip Look for a weak stage that can improve without increasing lead volume.

  5. 5

    Pull one lever

    Change the process to lower acquisition or fulfillment cost, increase conversion, raise customer value, or reduce churn.

    Pro tip Choose the lever supported by the measured bottleneck.

    Watch out Cutting costs blindly can damage fulfillment and customer value.

  6. 6

    Recalculate economics

    Measure the same four numbers after the intervention and retain the change only if the economics improve.

In the wild

Finding the attendance bottleneck

Grow Mortgage had a strong booking rate but only a 31% show rate for booked referral calls. Instead of buying more leads, the team changed the pre-call process and raised attendance to 92%, moving roughly three times as many existing leads through the rest of the funnel.

Customer acquisition economics improved without an increase in lead volume.

Common mistakes

Tracking everything equally

A large dashboard can obscure the measures that actually explain customer economics and guide action.

Buying leads before fixing conversion

Adding volume to a leaky funnel can increase spend without addressing the stage that loses customers.

Is it for you?

Best for

It is best for businesses with a measurable funnel, identifiable fulfillment costs, and repeat or attributable customer value.

Not ideal for

It is not ideal for a pre-launch idea with no real customer or delivery data yet.

From the transcript

track your numbers know what it cost you to acquire a customer what it cost you to fulfill that customer and what the lifetime time…

Russell Petty · 34:30

those are the four most important things you can possibly track in a business

Russell Petty · 35:00

the way to lower it is either lower the cost of the customer what it cost you fulfill them or raise the value of the…

Russell Petty · 40:00

From the episode

Growing with Grow Mortgage ft. Russell Petty

Russell Petty